Empower Blog Expenditure

What are the four elements in the development of an investment plan?

>> Play Audio here This time on Real Estate Talk, Ben Kingsley will be putting on his PIPA and QPIA hat and discuss about the four elements in the development of an investment plan. The first one is income. If you know what you are getting, you know how much you can spend. Unfortunately, not a lot of people are aware of the exact amount ...

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One more look at predicting the Future

In the previous article, we discussed one of the key factors in developing a long-term wealth building strategy  -  the need to “predict”, or at least make assumptions about, how household cashflows will change over time.  Before starting any investment with a goal of building wealth, it is critical to have a clear picture of the anticipated...

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The Cost of Spending

One of the fundamental principles of Empower Wealth’s Money Planning philosophy is that you should get your money to work as hard as possible for you.  In our previous newsletter, we looked at one approach to get your money working for you, by using an Offset Account to reduce the amount of Interest that you have to pay on your Mortgage. This a...

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