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RBA Rate Decision – July 2017

FACT SHEET: Changes on Government Fees and First Home Initiatives (Effective since 1 July 2017) [gravityform id="23" title="false" description="false"]   Today the Reserved Governor and the Board met and they've kept the cash rate on hold at 1.5% for the start of the new financial year. Let's have a look at some of the economic data tha...

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First Home Super Saver Scheme – What is it?

In this How To session, I want to talk about the 2017 Federal Budget. Treasurer Scott Morrison has announced a First Home Super Saver Scheme. Now, this Saver Scheme is all about trying to help first home buyers save for a deposit. Let's look at how it works. Effectively what you can do is, you can salary sacrifice into your super a maximum of $15,0...

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New Initiatives for First Home Buyers (VIC)

In an effort to address housing affordability, and potentially the political pressure around this topic at the moment; the Victorian State Government has drafted some new initiatives to help first home buyers get into the marketplace. Let's have a look at what they are: If you're buying a property up to the value of $600,000, you will no longer ...

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Will it be harder for First Home Buyers?

So with all of this prosperity, this economic prosperity that Australia is enjoying; there is one group of people who are looking in at the property market thinking, “Can we play the game too?”. And of course, I am talking about the first home buyer. They're finding it increasingly difficult to get their foot on the ladder. Because let's think ...

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Home Buyer’s Big Dilemma

With a booming property market and record low interest rates, most home buyers are wondering if they should buy now or wait for the market to correct itself. But what if that never happens? In the February 2016 issue of Money Magazine, Ben Kingsley was given a case study of a home buyer in his early 30s, married, currently renting and is wo...

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Home Sweet Home

The prospect of buying a first home in today's market can be daunting - especially given high prices and competition for desirable properties. In this issue of Bride to Be Magazine, Ben Kingsley was asked to provide his opinions on what to consider before starting your search. Here's a snippet of the article: "It's no secret that homes are more ...

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The Thought Process when Buying A Home

Hello, in this How To session, I want to tell a story. I want to tell a story that goes through everyone's decision making process when they are looking to buy a home. Now, there's a few things that goes on in your head. You've grown up in area and you know the area well. You know its attractions, its benefits, you know the great coffee shop and yo...

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Wanted: First Aussie Home

This globetrotting couple have finally put down roots here and are now searching for the Great Australian Dream - A home to call their own. In the March 2015 issue of Australian Property Investor Magazine (API), Ben Kingsley was asked to provide his professional advice to this couple who are looking to settle down in Australia by buying their Fi...

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Three Simple Tips to Keep a Good Credit Rating

Gaining and maintaining good credit is one of the most important things a person can do for themselves. Credit is something that is often confusing to people who are looking to start building their credit and a daily necessity to those that have an established history. Following the Global Financial Crisis (GFC), Australia is now using a system wh...

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Understanding Lenders Mortgage Insurance (LMI)

Post the Second World War, Australia transformed itself into ‘The Lucky Country’. We opened our doors to large levels of immigration and we had plenty of land, food, water and great weather that made us attractive for many who were fleeing war torn areas of Europe and alike. It was also through this era that we got our second great tag line of ...

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How can Parents help?

I had a fabulous Christmas party with my Mum's side of the family Christmas just gone. Three exciting things happened. Firstly - I'd pulled together a wonderful negotiation on a large floorplan 2BR apartment in St Kilda for a lovely client who was traveling in Vietnam with her friend. Her Dad had agreed to be her Power of Attorney in the event that...

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