Empower Blog

Beating The Lending System

Hi, Ben Kingsley here with another How to Session. This one is a little bit more of a serious How to session because I want to talk about potential fraud in regards to lending fraud. Now we've seen the APRA which is the Australian Prudential Regulation Authority make some significant changes to the way in which consumers can borrow money to inve...

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Sky Business News – Your Money Your Call (February 2017)

Ben Kingsley is welcomed back on SKY Business News Channel, Your Money Your Call (YMYC). With Margaret Lomas away, Lisa Montgomery steers tonight’s discussion as Ben and Brad Beer talk Property Investment and how to make your investment work for you. Live from the studio, they answer a handful of emails and calls of interest, discussing: Wha...

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RBA Rate Decision – February 2017

At the first board meeting of 2017, the Reserve Governor and the Board met and they've kept interest rates on hold. It's been a while since we last caught up you know. We last met in December so there's been a lot of data that I've wanted to share with you and talk through, and a lot of developments that have been happening in the housing market. ...

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Today Show – Buy vs Rent | Which is Better?

Ever wondered whether it's better to buy or rent your home? Well, two economists from Melbourne University has recently released their findings. It's a hotly debated topic at the moment, so this time on Today Show, Ben Kingsley chats about when it would be more advantageous to be rentvesting and when it'll be better to buy it outright. The buyer's...

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Sky Business News – Your Money Your Call (December 2016)

For the December 2016  segment of SKY Business News Channel, Your Money Your Call (YMYC), Ben Kingsley joins the Margaret Lomas and Tony Hayek to discuss what's making news in the property market and more. They answered some emails and calls from viewers and some of the topics are: Will the Melbourne property market soften in 2017? Market se...

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Is the Australian Property Bubble about to Pop?

Hi Ben Kingsley here and in this Empower Wealth How to Video session, I want to talk about whether the Australian Property Bubble is about to pop. Well, the first question is, are we actually in a bubble at all? We've seen the Sydney and Melbourne property prices go very strongly over the last 3 or 4 years. And that is an interesting point, isn't i...

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RBA Rate Decision – December 2016

So much to talk about in this December Rates Announcement! Firstly, we'll start with interest rates on hold at 1.50%. The Reserve Governor and the Board met and kept rates on hold. Now, what's fascinating is if we had have waited another day, when our GDP numbers came out in Australia, we could have seen a different result. As you know, there's ...

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Timing the Market vs. Time in the Market

A contentious topic that has left property experts in disagreement, timing the market versus time in the market is a debatable area in deciding which method is the better way to invest in property. First of all, let's be very clear of the definition. Timing the market refers to an investor getting into the market cycle when it's at the bottom of...

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Variables to Consider when Modelling a Property Portfolio

In this advanced "How to..." session, I want to talk to you about all the sophisticated cash flow variables that any good cash flow management and property portfolio planning tool should have. So let's start from the top in terms of cash flow management. Naturally, we need to do our budget, and we need to assume that value of the money will incr...

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Too High a Price for Property Advice?

When it comes to finding trustworthy property advice, it can be a daunting task to find someone that you know will give you the best advice suited to you. With so many spruikers out there claiming to be able to help property investors find worthy investments; it’s hard to tell who is genuinely trying to help investors or the ones who are only try...

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RBA Rate Decision – November 2016

On this Melbourne Cup Day, Governor Lowe and his Board met, and they've kept interest rates on hold. It is an interesting time in our economy at the moment because the RBA is wrestling with one big problem and that is the growing amount of household debt. We are starting to see the household debt to GDP ratio increasing, and that is concerning. Wha...

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Today Show – What Home Buyers Want?

If you are buying a home this weekend, do you already have a feature in mind? For example, does it need to have a tennis court or perhaps, a property near a park? This time on Today Show, Ben Kingsley joins Jane to discuss the highly sought after features that Australian home buyers look for when hunting for a property. A few property search websit...

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SKY News – Apartment purchases lower among investors

The 2016 Property Investor Sentiment Survey by PIPA was recently released and has shed light on what Australian property investors think about the market. One of the findings has indicated that property investors are less interested in investing in apartments with only 10% looking at this year compared to a 15% in previous year. Ben Kingsley joins...

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