Empower Blog Refinance

Putting your money to work – Money Management & Loan Structure

So in this How to Session, we are rolling our sleeves up and we are getting into a little bit more Expert level understanding on putting our money to work. Now in this session, we are putting our money to work and I'm also going to put a bit of flavor in this one and talk about how we can do this without impacting on the household budget. So let's ...

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When Is the Best Time to Refinance Your Loan?

You’ve bought or invested in a home and are making regular mortgage payments. What happens when you want to adjust your repayment plan? Perhaps a step up in your salary has given you additional resources to pay off your balance in less time. Maybe an outside hardship requires you to refinance in order to improve your cash reserves or your loan mi...

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Should you be looking at your Home Loan in Isolation?

Do you want someone to help you pick a home loan (Mortgage Broker) or do you want to seek financial advice when it comes to "crucial financial arrangements" by having the guidance of a Finance Advisor? So you have decided to either buy your first home, your next property or to refinance because you want a better deal or you have plans to do some...

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Financing for Cash flow

Cash flow is at the heart of any household or business and in almost all cases the lack of cash flows is their downfall, because they technically become insolvent. There are several ways in which structuring your financials/debt can help from a cashflow position for households. Here are a couple of examples that will assist in building your know...

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Cash flow and Provisioning Critical

I am on record pretty much every week, talking about how property investing is a long term play and why would you sell if property values continue to grow and also provide immediate and on-going income via rent payable by tenants. Yet one of the barriers of entry for some to invest in property is the fear of borrowing money (debt) associated with ...

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