Cameron’s Story

Back in around 2006, I was getting interested in investing in property and went along to an information session and started doing some research. And that’s when I heard about Empower Wealth and actually met Ben Kingsley.

And it was, with my interest there, in getting involved in investment properties and also the focus from Empower Wealth around education.

I didn’t just consider it as a mortgage brokering business at the start, Ben’s always, and the very extensive team now, are all very focused on the clients and education on property. So that was one of the key reasons that drew me to Empower Wealth.

I purchased our first investment property in Brisbane in around 2008. We subsequently purchased in Melbourne in 2010, using a buyer’s advocate. And then we purchased in Sydney, in Bondi, in 2011. So that was what using

All the financing and mortgage brokering was done through Empower Wealth.

We did a refinancing last year and then a recent rate review in the last month. That related to the two properties that we still have; we actually sold the Brisbane property a couple of years ago, and then we actually purchased our first primary place of residence last year. So we hold three properties, and the refinancing, well, the rate review that we recently did was on those three properties.

From day one, I liked the option of having the flexibility through a mortgage broker to look across the market to see what’s on offer.

I’ve noticed, especially in the last two or three years, as banks have tightened, having that flexibility as a lender to be able to select a bank and then a package that’s right for me. And that wasn’t necessarily as obvious from day one. Going with the mortgage broker had the flexibility, but it’s become even more pertinent in recent years. I found the benefit there of having a mortgage broker to get that right package for me.

The rate review… So I actually had it on my work list. So it was something in the current environment where interest rates had dropped a little bit further and my loans had been active for about a year.

So it was on my work list, and Empower Wealth proactively gave me a call, which was very good timing. It’s something I hadn’t got to yet, and were able to work directly with the bank across our portfolio.

And it was a significant amount that we can make work for us. So a great feeling there.

Very impressed and happy with that outcome.

To be honest, that’s money out of my pocket, into the bank’s pocket. So now there’s a little bit less that’s going that way. And I’m able to save that and redirect that back to the investments.

In terms of recommending Empower Wealth, I’ve actually already done that over the past decade a number of times with friends and family.

With Empower Wealth, and Empower Wealth today, has grown to be a considerable company that offers a range of products.

So we go from our mortgage brokering, our property advice, buyer’s advocates, but then there’s also, you get into the financial planning, managed funds and management of those portfolios, insurances, etc.

So I’d really say it’s the complete package with a range of different experts under the one company that can help support individuals, and the other factor there with Empower Wealth is looking after clients.

I’d say after 14 years with Empower Wealth, it has been a great journey. Hopefully, it will continue to be a great journey in the future, but they’ve done a lot for me, and it’s really appreciated.

 

Note

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