Empower Wealth Appointment Process
Book your appointment
Simply fill in and submit the appointment booking form and one of our friendly staff will be in contact with you.
Let us know more about you
You'll be emailed a link to our secure Online Fact Find. Once completed, we'll call you to discuss your next step.
This helps us customise the appointment based on your unique circumstances, ensuring you get the most benefit.
Start your journey
Come to our office in North Melbourne and start your wealth creation journey!
Based interstate or regional? Not a problem, we use GoToMeeting. All you need is a computer or iPad and an internet connection.
Frequently Asked Questions
What if I'm not in Melbourne?
Our office is in North Melbourne, Victoria, but we also deal with clients across Australia, and we even have a few international clients too! If you are not able to come to our office, meetings can be conducted via phone or Go-To-Meeting, so that would not be a problem.
What services does Empower Wealth offer?
Although we are mainly a property-centric firm, we offer a range of services. Apart from Property Investment Advice, Mortgage Broking Services, Buyers Agent Services and Property Portfolio Plans, we also offer Financial Planning services that cover review of Superannuation, Self Managed Super Funds, investment in shares and bonds, insurances and more.
What we don’t provide is tax advice or property management services. We do however have a panel of recommendations for these services. For more information on our Services, please visit Our Services page.
Is the initial consultation free?
The initial consultation is free of charge, with no obligation to use any of our services.
How much do your services cost?
We get asked this a lot, and we always aim to be very transparent with our fees. Some of our services are free, while others do have a fee.
Our Mortgage Broking services do not cost the client anything as we are paid commission by the Banks.
Our Property Investment Advice, Financial Planning and Buyers Agent Services are all fee for service. Like everyone else, we are not a fan of unexpected surprises, so prior to engagement, we will quote you the full amount including GST. The total amount of fees can vary depending on what you are looking for and we would need to talk to you further to tailor the services to your needs. A minimum deposit would usually be charged but the full amount will be charged when the service is fully completed and you are satisfied with the outcome.
Why do I need to fill in the Online Fact Find?
At Empower Wealth, we follow a 5-step process to make sure we deliver the best possible advice and service to our clients.
The first step to the Empower Wealth journey is to clarify. We achieved this by asking our clients to fill in an Online Fact Find via our customer portal; My Empower Wealth. It asked questions such as your current assets and liabilities, incomes, expenses and future plans. The whole reason we need your Fact Find is to ensure that we understand what you want to achieve and we have the right advisor to be meeting you. If you are interested to understand more about why we ask you to fill in the Online Fact Find, please click here to watch an explanation video by Ben Kingsley, our CEO and Founder.
How thorough is the initial consultation
The initial consultation is one to one-and-a-half hours long, and how thorough it is depends on how prepared you are. Prior to the initial consultation, we will require a completed Fact Find from you. An account for our client portal, “My Empower Wealth” will be created for you when you send a request for an appointment, so you can start filling in your Fact Find.
My Empower Wealth is strictly for our clients and only authorised advisors are allowed to view clients’ entries. It usually takes between 30 to 45 minutes to complete this Fact Find, and the more information you provide us with, the more we can prepare and customise the consultation according to your unique and specific needs.
Does Empower Wealth provide tax advice?
Empower Wealth is not a licensed Tax consultant and hence, we do not provide any tax advice. Our Financial Planning team often get asked on ways to reduce tax and although that is one consideration of the service, it is important to remember that tax is a by-product of financial success. Planning and utilising appropriate structures can certainly help minimise taxes over the investment cycle, however it should never be the principal driver behind investment decisions.
How can I effectively invest my surplus income?
A surplus of income or cash flow is the fundamental springboard from which a sound wealth creation strategy can be created. The surplus income should be directed into investments that will meet your financial objectives, provide you with flexibility and control, and are appropriate to the amount of risk you are prepared to take.
Why do I need a plan?
A financial journey is no different from any other journey – if you don’t have a Plan that tells you where you are going and how you are going to get there, it’s very unlikely that you’ll end up where you want to be. Life isn’t about money, but there’s a good chance that the lifestyle you would like to enjoy will cost money along the way. Having a Plan which helps you ensure that the money will be there when you need it is a critical factor in achieving the lifestyle you want, and Empower Wealth has a Property Portfolio Plan that might help you to do just that.
How can I start with Property Investment?
The best way to start with Property Investment is to establish a plan. Think about your current situation and cashflow. How much are you spending and how much are you saving? Once you’ve got an understanding of your cashflow, move on to your future plans. Do you want to start a family? Are you changing jobs? When do you want to go for a world tour? All these may seem a bit far-fetched at the moment but as soon as you’ve got an idea on what you want to do in the future, you might think otherwise. Once you get all of these sorted, then you can start building your property portfolio plan.
There are two things you need to do when you are starting the plan. The first is to conduct thorough research. Get as much material as you can to increase your knowledge on what to expect. What kind of property yields a higher return? Which strategy suits your cashflow position? Should you get a house or a unit? By gaining a deeper understanding you will be able to anticipate any curve balls that may come your way during the process. The second step is to get professional assistance. The property investment industry is unregulated so you need to be aware of spruikers and unqualified advisors that ‘claim’ to be acting in your best interest. Bryce has created a video series that talks about all these and more.
Empower Wealth is a corporate member of the Property Investment Professionals of Australia (PIPA). If you would like to speak to someone or get direction on how you can get started with your wealth creation journey, we offer a Free One-hour consultation with our experienced, independent and most importantly, qualified advisors. Simply fill in the form at the top of this page and someone will contact you in the next 48 hours to discuss further.