Mark’s Story

Right when COVID hit. I remember it was actually the weekend and working in the AFL industry, maybe we’ll actually go in and shut, locked down. And I remember me and my wife thinking jeez. Lauren’s got a new job, I’m in a role, which could be losing hours or losing my job. So it was like, what are we going to do?

So I remember I just jumped on the podcast, Property Couch, like many other people. I went for a walk with the dog and I came back about four hours later and

I’ve learned two massive concepts, which are so simple, but, just revolutional, transformational, in what we’ve done. So that was just the Cashflow and Cash Buffer. So two really simple things.

Six months later, my wife didn’t have a job, I lost hours, however we had better cashflow and we actually started saving a bit of a cash buffer.

Then once sort of rebound out of COVID sort of October, November, both had full-time jobs, saved up a good cash deposit, and had great cashflow. And then we said, well, let’s do something with this rather than just getting a big cash buffer and rang Empower wealth and went through the process late last year and four or five months later, we landed an investment property, which is our first of many, I hope.

Thomas, I think he was in England at the time – this is how incredible COVID was. He was in England at the time, I reckon, and I remember he would do the Zoom meetings.. I mean, even then, like that’s a bit weird.

So we just started talking, and what he did really well was, I think, he tried to deep dive into what our plans were and our goals were, and then come up with sort of options and solutions for that.

So Thomas has helped us get us into another property, give us a great cash buffer as well.

The cash flow is a lot better than it actually was this time, last year with some minor adjustments and our loans previously weren’t bad, it was just the way that he restructured them and refinanced them and knew what he was looking for.

And he just knows that better than we do, and those couple of little adjustments with, significantly improved our cashflow.

Everything’s just been so smooth this whole process so first time luck maybe, or it’s just the process itself has that. It’s just been so simple.

 

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