Emily’s Story

Actually, one of the psychologists at work put me on to The Property Couch, and I started listening to that. I got on a real roll with it and listened to it like a whole year’s worth of episodes in about a month, so I went a bit nuts with it and got really excited about it.

But the thing that put me off was obviously all of the examples were people, um, with those high incomes or couples or people who just seem to be kind of already knowledgeable, maybe a little bit about the industry as well.

I was excited but thought it kind of wasn’t for me.

I put in for like a free session with them and spoke to Damien, but I still wasn’t completely sure after talking to him.

The amount of money for the wealth plan to me was huge. I just couldn’t justify it in my head.

But I kept emailing with Damien, and he was really good. He would call me back at like six o’clock at night and just have a chat with me for like 20 minutes just explaining things and not pushy at all.

And that was the other thing that I really liked. There wasn’t that push that it had to be the full Property Portfolio Plan. It was like, you know, this is a lot for me to get my head around. So Damien was like, let’s just stick to one property, which I really liked.

So, the level of detail in the report was ridiculous. I really loved it.

Like even just the, going back to the foundations at the start — so you’ve got all of that there – but definitely the month-by-month kind of targets that you’re hitting. I loved that.

It wasn’t like, okay, let’s just rush you in and do this right now. Based on the Plan… I’m not going to purchase for three years.

I had all these negative ideas about a Property Investment Advisor and that they might be just trying to push you in and out as quickly as possible. And the fact that Damien was like, no… based on the numbers, we can do this safely in three years.

It is exciting. It’s quite conservative too, so I could get there sooner. That’s the plan.

If I had a friend who was low-to-middle-income single and didn’t know anyone who’d invested in property, I would probably say to them that…

the plan was a great way to take some of the fear out of investing in property. In that you get all of the foundations.

So you talk through what to expect and timelines, and you do get that really nice breakdown of where you should be at different points. Probably taking the fear out of it is the biggest thing. I’d say that the plan did. To see that you don’t have to sell a kidney to be able to do this on my income or on their income… I think that’s probably the biggest thing.

 

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