Adam’s Story

We were always thinking about how we’d like to help the kids get into property when it comes time for them, but not really having any idea how are we going to do it or how much we were saving.

Besides talking to Rachel and just having a good chat about what’s going on and having that long-term plan and really thinking about, well, in few years, one of the kids is going to leave home or they’re going to get married or we’re going to help buy this, or we want to go on this holiday instead of just sort of floating through life.

Should we do this now? Spend this money or not? I don’t really know, but having some sort of plan to go, we can actually afford this.

I’m really glad that there’s sort of that connection between the Planning department, Mortgage Broker department, and also the Buyers Agent.

I was happy every step of the way. I’m happy having a Plan and that I can look at and review the numbers.

I was really happy with the mortgage broker and the fact that we don’t have to pay up front for it know, I mean, that’s good, but it’s good to know that all the hard work that they do, they do get paid for it.

Really happy with the bank, we refinanced and went to a new bank and really happy with the new bank

With the buyer’s agent process, I actually was surprised how quickly it happened.

I’m really happy that we did find something at the other end of it.

It was a really good feeling to know that we weren’t emotionally attached to any particular property. We’re just looking for the best buy, and we were flexible. With Anthony our Buyer’s Agent saying, “Oh, was keen on here, the price moving here…” And we felt that we had his expertise on our side.

It was around about $650,000. We bought a $680,000 one, but our Buyer’s agent, Anthony, went back and spoke to Rachel, and she said, yeah, it should be okay. And Anthony also spoke to our, mortgage broker, Finance Advisor, Brad Fraser, and he said, yeah, that should be okay. He was happy to accommodate any slightly different requests for finance as well. The second property will be in about five years. I think for about $550,000.

So it’s two properties, but according to the plan that Rachel put together, the benchmark $2,000 a week in retirement, that won’t be purely from investment properties, so it will be from our Super… our Super is a big part of that as well.

Really, really happy. And like most people, wish I’d started earlier. Wish we started earlier!

Just confident in knowing that, it’s kind of going to help our future – our kids’ future.

Knowing that the numbers are there, numbers have been done in the background to know that we can afford it. We just didn’t buy some random property having no idea if we could afford it or not.

Having someone who’s planned this for multitudes of people before and sort of how things are going to play out then that’s really comforting… It’s the way to go.

 

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