Rachel Cole

Qualified Property Investment Advisor

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Rachel is a Qualified Property Investment Advisor at Empower Wealth, where she has been helping clients achieve financial freedom since 2015. A popular economics and property commentator, Rachel is also the host of @getrichwithrach on TikTok and Instagram, and is currently the finance host on Healthy, Wealthy & Wise with Chrissie Swan on Channel 7.

She holds a Bachelor Degree of Liberal Studies in Psychology and Statistics from Sydney University and studied Economics Postgraduate at UNE. Her early working life was spent touring Australia & the world in commercial Musical Theatre and by her early 30s, had amassed 5 investment properties across the east coast.

Rachel is passionate about financial literacy and taking radical self-responsibility for your financial position. After discovering The Property Couch podcast in 2015, and seeing the integrity of Empower Wealth, she reached out to Ben Kingsley to determine how she could help others experience the same freedom & choice through investing. Rachel was invited to appear on Episode 130 of The Property Couch, where she shares her journey and tips from : investing on a single income, renovating for profit and money management. When not in a spreadsheet, you can find Rachel with her pooch in the cafes of Rozelle in Sydney, cycling and going to live gigs & shows.

I came into this with the belief that this was really difficult and not something I could do. I am now surprised at how much simple the team has made this and it showed me that investing isn’t as difficult as it is presented in the media. Now that I have a plan in place, I am excited to start building my portfolio!

- Nikki S, NSW. April 2026

I really enjoyed working with Rachel. Her bandwidth for the topic was phenomenal.

- Chris P, NSW. April 2026

Working with empower wealth has been a simple and engaging experience. The knowledge brought to every session was impressive and the team were great at explaining things in simple terms.

- Liam M, NSW. March 2026

Planning your future can be overwhelming, especially when you have a baby, full time job and no idea what property markets are going to do in the next couple of years. This is why we needed a Property Investment Plan -- to help ease our minds and give us a clear goal going forward. Rachel was our advisor and she was awesome. Very thorough in her explanations, giving us every opportunity to ask questions, regardless of how basic or complex they might be. Life is still uncertain, but it is much less stressful with a clear path going forward.

- Jack L, NSW January 2026

Just completed a Plan Review with Rachel and as always she was excellent in helping us review our current situation. After having started out with Rachel on our journey with Empowering Wealth back in 2019, it’s always reassuring having the same team still there supporting us through our journey. To know that we are well on track and better than we thought, it’s great to get that independent professional advice. Thanks Rachel!

- Edward T, QLD January 2026