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Mathew Kirk

Mortgage Lending Advisor

Mathew is a Mortgage Lending Advisor at Empower Wealth and holds a Certificate IV in Finance and Mortgage Broking, a Bachelor of Commerce and has been in the mortgage industry since 2016.

Mathew has been fascinated with lending since identifying its importance in long term wealth creation. This passion was further developed throughout his career where he has held a variety of roles covering the end to end mortgage process at both medium and large firms. Mathew has had exposure to an extensive list of lending strategies ranging from specialist lending to Investment savvy lending, having worked with a vast array of different scenarios and circumstances he has built a strong foundation in complex lending structures, strategies and processes.

When asked about this, he said ‘finding professional and independent advice can be a tiresome process and often doesn’t encompass a holistic approach which incorporates long term planning of individual goals and money management practices and investment strategies to meet them’. This led him to Empower Wealth which aligned strongly to his own core values.

Outside of work, Mat enjoys riding bikes, playing basketball, reading, hiking and the odd poker tournament.


The whole Empower Wealth team was amazing to work with.From the initial brief, property structure proposition to execution was amazing. Very happy with the outcome and well done on having such a helpful professional business and team within it. Have used a couple of aspects of the empower wealth business now and have had excellent experiences so will be back again in the future.Love the podcast too. Have listened to every episode. Highly recommended. Jason

- Jason, NSW March 2024

Matt and his team were very responsive in their communication with us. As well as making themselves available they were able to answer all our questions, including helping us with some questions that were not necessarily directly related to the work they were doing that really helped us make some decisions about our lending.

- Adam, NSW February 2024

We have been using your services for years now, and we have always been extremely happy with your recommendations. Your team is always patient, professional and friendly. We are looking forward to working with you in the future.

- David, NSW February 2024

We are very grateful for all of Mat's hard work with getting our lending sorted. He achieved the best possible rate and worked through any hurdles that arose with professionalism. It was a pleasure dealing with him.

- Alex, NSW January 2024

My wife and I have been working with Empower Wealth to build up our financial plan and portfolio. we have been working specifically with Rachel C. and Matt K., they have both been amazing in both their vast amount of knowledge and proactiveness in making sure we are comfortable with the decisions that we are making with them. The company's philosophy and strategy is one that we both strongly agree with and have been telling our friends to strongly consider reaching out to empower wealth because of how much they have helped us in building a plan but also in what we now know about property and what are some of the things to look out for. Thanks again! Inny and Agnes

- In Jhong Rhee, NSW January 2024

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