Thomas Lynch

Mortgage Lending Advisor

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Thomas is a Mortgage Lending Advisor at Empower Wealth Advisory with over 11 years’ experience in mortgage broking. He holds a Diploma of Finance and Mortgage Broking Management, a Certificate in Mortgage Advice and Practice (CeMAP – UK), a Bachelor of Commerce in Finance and Financial Planning, and a Graduate Certificate in Professional Accounting.

Starting in financial planning, Thomas quickly realized the importance of helping people through one of the biggest decisions of their lives—buying a home or investment property. Receiving a handwritten thank you card from his first client solidified his passion for the field.

Thomas has diversified his experience through various lending roles, including running his own business and working with a Mortgage Management firm. Through some luck, he met Ben Kingsley at an industry conference. Having listened to the Property Couch podcast for some time, and with an alignment in values, Thomas was eager to seek a role at Empower Wealth. Twelve months later, another encounter with Ben at the same conference led to a Mortgage Lending Advisor role in May of 2017.

Beyond his professional life, Thomas is dedicated to personal development and enjoys time with his young family. His interests include tennis, cycling, golf, Essendon FC, and coffee. An enthusiastic traveler, Thomas loves exploring new destinations and cultures, with one of his highlights being an 18-month stay in London.

Empower Wealth has been an absolute game‑changer for our family. Their team combines genuine care with expert guidance, making every step feel clear, achievable, and tailored to our goals. They don’t just talk numbers, they empower you to understand your financial future and make confident decisions. We felt supported, informed, and truly valued throughout the entire process. Highly recommend to anyone wanting clarity, strategy, and a team that genuinely wants you to succeed.

- Julie A-W May 2026

Team Thomas @ the Empower Wealth mortgage team have been extremely professional and methodical in ensuring a smooth loan application process and ensuring we got the best possible outcome for our investment loans. The final interest rate was worth at least 1 interest rate cut which helps when rates are rising. I would highly recommend the team for either investment or home loans.

- Matthew J, NSW May 2026

Tom and the team were very prompt , professional and honest in their approach , it was very transparent and obvious they were seeking the best outcome for their customer , something that had been a little lost with our previous broker .

- Bobby C, SQ May 2026

Thomas was incredible to deal with. He was very knowledgeable about all facets of the journey and achieved the best result for me through some challenging situations. Would highly recommend him and the empower wealth team.

- Brandon S, QLD May 2026

Thomas and his team are always fantastic to work with throughout the mortgage/refinance process. Thomas is approachable and always up for a chat, which makes everything feel easy and transparent. At the same time, he and his team are quick and efficient with information, consistently steering us in the right direction with our best financial interests in mind. We always feel well-supported with Thomas and the wider team.

- Joseph H, NSW. April 2026