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Luke Oxenham

Mortgage Lending Advisor

Luke is as a Mortgage Lending Advisor with over 13 years’ experience in the financial services industry. Luke holds a Bachelor of Criminology and a Diploma in Financial Services (Finance/Mortgage Broking).

Originally from Brisbane, Luke started his career in finance working in several different lending roles for a major bank before making the move to Melbourne in 2013 and into Financial Crime Investigations. Luke often likes to joke that despite the job title, his time there was not at all like an episode of CSI but it has given Luke a wealth of experience and a unique perspective in his approach to investments and lending. He soon developed an interest in complex lending strategies and how the right structure and planning can ensure people are prepared for their futures.

Luke has always had a passion for great client outcomes and ensuring his clients’ best interests are at the forefront of everything he does. However, being a social person, he chose a move into mortgage broking so that he could work with clients face to face and help them achieve their long term goals through the right lending structure and strategy. Since then, Luke has dived headfirst into broking and spent two years as a senior analyst for a large broking firm before joining Empower Wealth in 2019. He is also a regular contributor on The Property Couch podcast, sharing his expertise with a broader audience.

Since moving from Brisbane, Luke has come to call Melbourne home and is often out and about enjoying all things the city has on offer. He’s an avid fan of personal development, learning everything he can about all forms of investing and building his portfolio. He also enjoys both sketching and design in his spare time but thinks his skill in illustration is best described as “Stick with your day job”. Luckily, it’s his day job that he’s most passionate about.

Have engaged with Luke and his team multiple times now and keep going back with our mortgage needs due to amazing service. Always takes time to help us understand and talk through any questions. Will keep reaching out to Luke anytime we need and won’t go elsewhere.

- Jade T, NSW. October 2026

Such a smooth process and great knowledge of products thank you.

- Mitchell O. October 2026

Great service and communication!

- Matthew L, SA October 2026

Luke’s simply the best. Whenever someone mentions property I refer them to Luke. Him and his team are always professional, proactive and caring especially for first home buyers.

- Thomas M, VIC. August 2026

We had a fantastic experience, beyond our expectations with our mortgage broker Luke and the entire team. Their communication was excellent from our very first conversation through to settlement and even afterwards, checking in to make sure everything was running smoothly. They explained every step of the process in a way that was easy to understand, making what could have been a stressful experience feel simple. Having a large, supportive team meant responses were always quick and clear, and they were always happy to take our calls and answer any questions. Most importantly, they found a quality loan product that perfectly suited our personal circumstances. We highly recommend them to anyone looking for a professional, friendly, and reliable mortgage broker.

- Nathan F, NSW. July 2026

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