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Empower Wealth

"Your Panel of Experts"

Through Real Estate Home Loans’ partnership with Empower Wealth, you now have access to a team of property, finance, and wealth specialists dedicated to helping you plan, invest and live with confidence.

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Thank You for considering us!

At Empower Wealth, we believe in teamwork, collaboration and helping our clients make smarter decisions about money, property and investing.

Like Paul and Grant at Real Estate Home Loans, we take a big-picture approach — connecting experts across property, finance, tax and wealth planning to help you move confidently toward your goals.

Property Wealth Planning
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Buyers Agency
2 Read More >>
Financial Planning
3 Read More >>
Tax and Personal Accounting
4 Read More >>

Investing in property is a big financial and personal decision — and getting it right can make all the difference to your future wealth.

At Empower Wealth, our experienced team of Qualified Property Investment Advisors (QPIAs) use a proven planning process to help you make smart, strategic decisions. Whether you’re just starting out or refining your portfolio, we’ll guide you step by step toward creating a reliable passive income and a wealthier tomorrow.

Learn more about our Property Investment Advice here >> 

This is the exciting part — where we find, negotiate and purchase investment-grade properties on your behalf.

Our nationally recognised team of Buyers Agents hold full real estate qualifications and decades of combined experience. As Borderless Buyers, we purchase across multiple states, guided by independent data and proven strategies to help you secure high-performing properties that match your goals.

From sourcing and shortlisting to negotiation and auction bidding, our experts do the heavy lifting — helping you buy with confidence, clarity and the backing of Empower Wealth’s award-winning experience.

Learn more about our Buyers Agency Service here >> 

Protect what you’ve built and grow it with a clear, personalised plan. Our Financial Planners help you diversify beyond property, make the most of your super, and ensure you’re properly insured — so if something goes wrong, you and your wealth stay on track.

We’ll help you optimise your superannuation, explore investment options such as shares, managed funds and bonds, and decide whether an SMSF is right for you. If it is, we’ll guide you through every step — from setup to strategy — to make sure it delivers the best outcome for your retirement.

All Real Estate Home Loan clients can access a complimentary super and insurance review — a one-hour session to check how your super’s performing and ensure your protection aligns with your goals.

Learn more about our Financial Planning Service here >>

Want to get more back on your tax return? Our specialist Tax Accountants understand both personal and investment property claims, helping you maximise your refund and achieve better long-term outcomes.

We go beyond simple lodgements — offering proactive, property-savvy tax advice that supports your overall wealth goals. With our Maximum Tax Refund Guarantee, we’ll go the extra mile to make sure you receive the best possible outcome.

Learn more about our Tax and Personal Accounting Service here >>   

Did You Know...

Each Team is part of a bigger team at Empower Wealth entrusted by our clients to deliver a holistic and integrated advice.

Check Out Our Team >>

Our Process

Clients

Clarify
Clients

Evaluate
Clients

Plan
Clients

Implement
Clients

Manage

Step 1: Clarify

Today’s preparation determines tomorrows achievement

  • Collect: undertake a personal financial fact find
  • Goal Setting: set short, medium and long term personal and financial goals

Step 2: Evaluate

Success is a science; appropriate diagnosis is fundamental

  • Assess: taking stock of your personal financial position
  • Analyse: pinpointing the shortcomings and identifying the opportunities

Step 3: Plan

If you fail to plan, you plan to fail

  • Strategy: design a financial roadmap to assist with life’s big decisions and achieve one’s personal and financial objectives
  • Tactics: utilise advisory expertise and experience to provide a unique tailored solution

Step 4: Implement

Turning best laid plans into action

  • Find: source the best options available to suit the plan
  • Deliver: the skill of securing the objective or acquiring the asset with the most beneficial and favourable terms

Step 5: Manage

What gets managed gets done!

  • Measure: what’s been achieved and benchmark against the plan
  • Monitor: the effectiveness of the outcomes and fine tune where necessary
 

We'd love to help!

Free Property Check-Up

Sit down with our Property Advisory team for a complimentary one-on-one session.

Together, we’ll review where you’re at, explore your borrowing and investment potential, and create a tailored plan to help you invest with confidence — whether you’re just starting out, planning your next move, or building on what you already have. It’s completely free, with no obligation to proceed afterwards.

Because we value education, when you book a session you’ll also receive a range of complimentary resources — including our Start & Build Premium Workshop, Case Study Series, Property Investment Break-even Calculator and more — all designed to help you on your investment journey.

Frequently Asked Questions

  • What is your Property Portfolio Plan about?

    The short answer is: it’s a road map to what you want to achieve when you retire and how you can achieve it by investing in property.

    It’s so much more than that and to fully explain this Plan, we strongly recommend you to watch this video here:

  • What do you think about us making a holiday house our first investment property?

    We absolutely don’t. It’s the worst idea ever – unless you are on track to make a surplus $200K income per year continuously after your holiday house repayments are subtracted.

    Come in and have a coffee with us to find out why we are so anti-holiday house purchases as first investments.

  • How have you done it? How can you afford so many?

    A careful combination of capital growth prospect forecasting and cash flow planning with a cautious buffer for provisioning is the only answer. Each property has been considered based on affordability, ongoing management and maintenance cost, gross rental income now (and future) and capital growth prospects. The property we buy now is deliberately intended not to adversely impact the borrowing capacity for the next one… and so on.

  • Shouldn't we pay down our home first before going into more debt?

    What you should do first and foremost is talk to an experienced and accredited finance specialist about this option. It’s true what they say about good debt and bad debt, but it’s vital to get the right information and to make sure your specific situation is taken into account. Talk to one of our investment mortgage specialists about your own situation.

  • What do you think of "Off the Plan" an as an investment property?

    We will consider all assets on their merits, taking into account your motivation for considering them and more importantly the impact on your cash flow and your future wealth. As a general rule of thumb we are very cautious about Off the Plan” investments and our primary reasons for applying caution are as follows:

    • Many are sold directly by developers or developer’s marketers and advice around their performance is sometimes pitched as ‘free’. If anyone is giving you ‘free’ advice, you need to ask yourself if it is independent, unbiased advice, and whether the advisor or their company is getting a commission, kickback, rebate or other interest from a potential sale.
    • Banks are often tough on ‘off the plan’ sales. We don’t like assets the banks don’t like. Full stop. If it’s hard for you to buy, it could be hard for you to sell and it will be hard for others in the block to be sold. These all have a flow on effect on the growth potential of an asset so we do tread cautiously, always.
    • A sudden release of a large number of similar or identical units/apartments can compromise the values (both rental and sale values) of the asset. To compound this, if a distressed vendor has to make a distress sale, the lower sale price will have a direct effect on the value of your asset.
    • We typically prefer assets with higher ‘Land to Asset Ratios’. Come and chat to us about what types of assets fit this preference.

  • How do I reduce my taxes?

    Tax is a by-product of financial success. Planning and utilising appropriate structures can certainly help minimise taxes over the investment cycle, however it should never be the principal driver behind investment decisions.

  • Why do I need insurance?

    When embarking on a wealth creation journey it is often easier and certainly more exciting to focus on the great things that can happen further down the track and the assets we have acquired to get us there. Personal insurances, on the other hand, are often neglected as it is difficult to consider that we, as an integral part of the wealth creation process, can un-fortuitously suffer from illness and accidents that can very well hamper our plans.

Here are some of our common FAQs!

If you’ve got any additional questions, we’d love to know about it! Send them in here >>

Property Success from Our Team

As part of our process, we back-test each of our purchases with exclusive research data access as well as with our team of professional buyers agents who collectively have decades of industry know-how and experience! Here are some of our recent purchases along with their brief and purchase price.


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Client Testimonials

We have worked with more than 7,173 clients (and this number grows every day!). Here's what they have to say about us...

It was a great service. We found a house ready to be rented in a good location through a competitive market. The reputation of Empower wealth platform helped with information. The connection between investment plan, buyers agent and broker was seamless and helpful.

- Luke M. June 2026

Honestly a great experience using Shane, He made the whole process clear and reminded us what we were trying to achieve in moments of doubt. Super professional and knowledgeable.
A+ from us!

- Alex H, VIC. May 2026

Review for Empower Wealth Buyers Agents
The Buyers Agents at Empower Wealth were exceptional from start to finish. Their market knowledge, clear communication, and strategic approach made the entire process smooth and stress‑free.
They took the time to understand my goals, presented high‑quality opportunities, and backed every recommendation with solid research.
Their negotiation skills were impressive, securing a result I’m genuinely thrilled with. It’s rare to find a team that is this professional, proactive, and genuinely invested in your success.

 Highly recommended — a standout experience.

- Julie A-W, NSW May 2026

Excellent assistance through 2 buying processes. I have and would continue to recommend the service to others.

- Sam V, QLD. May 2026

Our experience with every stage of working with Empower wealth has been amazing. Working with Christa was no exception. She found us a great asset opportunity that far exceeded our expectations. Thanks Christa and team!

- Donna M, QLD. May 2026

The detailed advice, explanations and excellent service are invaluable. I truly appreciate having Polly as an advisor. I also appreciate being able to reach out to her for help and advice, even though the Plan has already been completed.

- Sheetal G, SA May 2026

Anthony was a pleasure to work with. Being first time asset purchasers and interstate buyers we felt every step was clearly communicated and were sufficiently supported. Above and beyond in communication and patience as we navigated the process and felt everything that was forthcoming was in the best interest of us and not hidden behind another agenda. We would highly recommend Anthony and the team at Empower Wealth for keeping it real with such an important decision in ones property journey. Thank you!

- Nelly B, QLD May 2026

Although we are long time property couch listeners and have purchased multiple properties over the years, this was our first time enlisting a buyers agent to help because well, we are diy folk and stingey when it comes to paying for anything we believe we can do ourselves. This purchase was going to be an owner occ purchase however and the brief we gave poor Shane was complex because while we had some flexibility on specifics like location, land size, bedrooms we were looking for a renovator with ‘soul’ and ‘we’d just know it when we saw it’. So when that time came, we needed Shane to give us the best chance to nail the purchase.
But we benefited so much more than that from having Shane in our corner than just the last negotiation phase (which he executed brilliantly).
Working with Shane brought us:
-comfort that we weren’t going to miss out on any off market opportunities,
-reassurance to have his independent eyes run over any short listed properties (I have a tendency to see potential in any kind of lemon)
-less stress because Shane coordinated the pest and building inspection with the builder and selling agent
-seamless communication with our broker (also empower wealth) to give confidence in negotiations
-comfort knowing that we weren’t going to make a big mistake in any part of the process or over pay at the last hurdle and that we could just concentrate on finding and falling in love with our next home. And the house we bought is literally our dream home. We are so excited.
Shane is a professional and positive person that could get along with anyone from all walks of life. We miss him now that we’ve bought a place but i know we’ll work together again. Shane has been the missing ingredient in our property journey up till now

- Crystal V, VIC May 2026

A great service! Thank you again Empower Wealth!

- Ben D, QLD May 2026

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Real Life Stories

Press play on the videos below to watch real life client transformations!

Matt & Emma Bowden
Matthew McGuire
Tanelle Scott
Stephen Morphett
Jo Kerr
David & Lisa List
Cameron Oakley
Watch More

Awards & Accreditation

ABA Awards Customer Service of the Year - Office
Property Investment Professionals of Australia 2025QPIA Property Investment Advisor of the Year (Winner)
Pan Finance AwardsWealth Advisory of the Year - Australia
ABA Awards Customer Service of the Year - Office
Australian Mortgage Awards Australian Brokerage of the Year
ABA Awards Major Brokerage of The Year - Non-Franchise - Winner
ABA Awards Customer Service of the Year – Winner
best mortgage broker
Better Business Awards from The Adviser Best Independent Office – Winner
best buyers agent
Real Estate Business Awards Buyer's Agency of The Year – Winner
best mortgage broker
Australian Broking Awards from The Adviser Customer Service of the Year - Office – Winner
Property Investors Awards 2019 (Your Investment Property)
Property Investment Advisor of The Year – Winner
Property Investors Awards 2018 (Your Investment Property)
Property Investment Advisor of The Year – Winner
innovator of the year
Australian Broking Awards from The AdviserInnovator of The Year – Winner
2018 Financial Review Fast 100 #47 on the 2017 edition of the BRW Fast 100 list, featuring the fastest growing companies in Australia
2017 Financial Review Fast 100#72 on the 2017 edition of the BRW Fast 100 list, featuring the fastest growing companies in Australia
Readers Choice Awards from Your Investment Property MagazineProperty Investment Advisor of the Year – Winner

Ongoing Education

Free Best Seller Book
Make Money Simple Again
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The Property
Couch Podcast
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Free Best Seller Book
The Armchair Guide to Property Investing
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