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Josh Young

Associate Broker

Originally from New Zealand, Josh is an Associate Broker at Empower Wealth and started his career in finance working for one of the large NZ banks in credit card operations.

Having lived overseas in Germany, he jumped at the opportunity when offered a job in the personal loan division based in Melbourne and made the Trans-Tasman move in 2016. From here he was placed from a business to customer role to a business to broker role which exposed him to the world of broking. He took up a client services role with one of the largest mortgage broking firms in Australia where he learned his trade and became savvy in residential lending strategies & processes, mainly focusing on investment residential lending working alongside some of Australia’s top mortgage brokers.

Josh has a passion for great clients outcomes and working in their best interest is at the forefront of everything he does. Josh has chosen Empower Wealth to work for because he believes they hold the same ideologies and values that closely align with his own. Empower Wealth is a company that not only promises a great team culture but also delivers.

Outside of work Josh enjoys getting amongst the Melbourne food & drink culture, tennis, sailing, skiing, riding bikes & travelling.



Luke, Josh, and Jay were great to deal with (just as they were the first two times I dealt with them). All three are happy to spend time with you to explain any concepts and answer any questions. Best of all, they are always quick to respond to emails or return calls! I ended up with a great outcome and have already started saving significantly from this refinance.

- Finn Macleod, WA May 2023

Once again, Luke and his team (Josh and Joe) have done a phenomenal job sorting out our finances to enable us to move ahead in our wealth journey.Luke assisted us with an upgrade to our PPR, then we were able to revalue, obtain an equity release and purchase our new investment property in Geelong West.As always, Luke kept us well informed, put up with my constant questions and updates and obtained a fantastic result for us and our specific circumstances.I couldn’t recommend the team any more highly - they are professional, knowledgeable and educated in all aspects of finance provision. On top of that it is always a pleasure to deal with Luke and he is never too busy to get back to me on the smallest queries.Thanks again team and we look forward to the next purchase soon!!  

- Emily Rodwell, VIC February 2023

We were very pleased with the whole process. Thomas, Josh and Sandra were exceptional in dealing with us with our many questions ,while always keeping our goals in mind. Especially when when given a tight timeline of getting unconditional approval on our loan and it was done in just over 3 days! amazing!

- Brendan Davie, QLD August 2021

Bed, Josh, David and the Empower Team were extremely professional, knowledgeable and the communication they provide with each step of our lending process was second to none. Thanks very much for your help.

- Shane Smith, SA May 2021

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