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The Impact of Growth vs Yield

Growth vs Yield? In whichever kind of investment, this question has always brought along endless debates. In previous newsletters, we have discussed the impact of the capital growth of an investment asset and the yield or income produced by that asset.  In the majority of long term investment strategies, both of these factors are important.  The ...

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The Impact of Capital Growth

In an earlier newsletter, we identified that there are many different investment vehicles available to use in a strategy designed to deliver long term wealth creation, and that these different approaches differ in a number of key characteristics, including : their upfront and ongoing cost in terms of both time and money, the extent to which ...

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Property Values – Where to from Here?

Avid readers of my commentary will know that I am a buy and hold investor, opting for long term passive income and capital growth. It’s this methodology that suits most of the strategies we design for our clients at Empower Wealth. Furthermore our investment analysis has over-weighting towards incomes as a core growth driver for property value...

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What is the outlook for Melbourne?

On occasion I get asked if it’s time to start considering our interstate capitals now that Melbourne has had a recent and fabulous run. Naturally many investors are keen to identify the next booming city to perform for their portfolio. Before they take our beloved city off the shopping list, I bring their attention to a few compelling reasons why...

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So when is the best time to buy?

It’s a well-accepted theory that buyers shop in spring right through to Easter – and then the cooler months in Melbourne take hold and buyers slow down – but is this really what happens? The correct answer is that the season is only one tiny factor in what dictates property buyer and vendor behaviour. Economic outlook, suburb, location, go...

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Can we Predict the Future?

It’s crazy to think that anyone can predict the future, but plenty of people are paid good money to try: Economists, Weather Forecasters, Fortune tellers, Treasury, Technology companies, etc. Even though no one can predict the road ahead, it’s absolutely vital that we pay attention to what lies ahead of us. If we look at the future from a pe...

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Negative Gearing to Continue..

With Labor now running the country for the next few years it’s nice to know that they stated at the National Press Club debate, that they will not be touching negative gearing. Real Estate Institute of Australia (REIA) president David Airey was pleased with this announcement.  "This is fantastic news for renters, affordable housing and real e...

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Which Unit is Best – High Density or Low Density?

I’ve been in conversation with a couple of buyers advocates over the past few weeks, and it’s surprising how many of their attitudes differ with regard to investment property, namely whether you should be buying apartments in high density areas (HD) such as CBD locations, or low density (LD) inner city locations. For the sake of a comparison, I...

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‘Time is Profit’

Last month I wrote about how timing of a purchase was not so critical if you have a long term view of your investment property and you bought in a sound location, such as a major city like Melbourne close the major employment centre. This month I am focusing on the message that time is profit when it comes to the capital growth measure for property...

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