Empower Blog Gearing

The financial impact of negative gearing

With all the debate around negative gearing, I thought it was time in this how to session to actually look at the number. The dollars and cents behind what a decision like changing Negative Gearing would have on a personal circumstance. So it’s important that we take a look at that and unpack that story so we can bring those facts to life. What u...

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Negative Gearing vs Positive Gearing | Which is Better?

Hello, Ben Kingsley here and today I want to talk about Negative Gearing vs Positive Gearing. Now the difference between the two is an income outcome which basically means that with negative gearing properties, we actually have to put some of our surplus cash into supporting the investment as opposed to positive gearing where we actually get some ...

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New to Property Investment? Here’s What You Need to Know

Have you always been interested in property investment? You may have watched television shows about it or heard about it from your mates at barbeque or dinner party last weekend. After much consideration, you may have officially decided to make it your business venture too. While many investors have great success with the properties that they have ...

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Seven Property Investment Myths Keeping You From Growing

Investing in property can be a bit frightening if you are unfamiliar with what it entails. When considering it, realise that properties can generally be categorised into two groups: active or passive investments. Active investment requires the investors to be on the run and this could be buying a house, fixing it up and then selling it for a profit...

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Scrapping negative gearing ‘unlikely’

With the recent movement in the Australian Property Market and increase in property investment activities, the RBA had mentioned about the possibility of scrapping negative gearing. A decision such as this would have a massive impact not only on current property investors but for those who are looking to start their property investment journey as w...

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Bryce Holdaway’s answers to Five common Property Investment Questions

Question: Bryce, coming from a financial planning and accounting background, how do you think investing in property is different from investing in other areas? In a word - Leverage! I love the fact that the banks are prepared to lend up to 95% of the value of a property to invest in property. The ability to control a larger asset through leverag...

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How to Mitigate Property Risks?

In my last video, I talked to you about the risks of investing in residential property and they are important things to consider. There were five of them. There was legislation risk, gearing risk, general or what I call value risk, tenancy risk, and liquidity risk. Now I want to talk to you today about mitigating those risks. Now when it comes to ...

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What are the Risks of investing in Residential Property

We can all get really excited about the prospects of creating a great passive income out of property. But one of the big things when we look at 2014 and we see all the hype around property investment is there’s still actual risk involved in investing in property. So today I wanted to share a moment with you in this time and talk about the risks t...

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The Impact of Leverage

In earlier articles in this series, we have been discussing the “inputs” that will be required for an Investment Strategy talking about the different ways that money, time and knowledge will be required to plan, implement and manage an Investment Strategy and their impacts on the outcome of that strategy.  In the previous article, we discussed...

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Predictability in an Unpredictable Time

How does that saying go…"Change is the only certainty in our world”.  It’s true, all things change, some quicker than others, but over time change is inevitable. When you put your investor’s hat on the same thing rings true. Markets are constantly changing.  Investments that were nice earners over the past few years might now be stagna...

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Negative Gearing Lives on Under Labor

The great thing about borrowing money to invest is that it allows you to gain access to a bigger slice of an investment that you couldn’t afford if you were to use your own money.  This is very much the case for investing in property.  Another bonus that can occur from investing in property is the tax advantages associated with negative gearing...

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Negative Gearing – Worth Keeping

It has been well documented that currently the federal government is conducting a full review of the taxation system, tagged as the ‘Henry Review’. As part of this review the government has called on public submissions to assist in this review. These submissions provide State Governments, Community Groups,  Business Interest groups etc the...

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