Empower Blog APRA

RBA Cash Rate Decision – May 2019

At the May board meeting, Governor Lowe and the Reserve Board — well, I would have loved to have been a fly on the wall here because I'm sure this would have been a serious consideration—  but they kept the cash rate on hold. That's right. For the 34th consecutive month, the cash rate is going to remain on hold. Now, does that mean that we...

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5 Golden Tips for getting Finance in this Changing Landscape

Today I want to talk to you about some tips on getting finance in the current environment because we know that the landscape has changed with APRA intervening 12 – 18 months ago to try and take some heat out of the property market. But it's still a very good time to be playing the long game and buying really great properties in the marketplace...

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What’s APRA’s Next Move?

In this How-To Session we're going to explore what the potential move from APRA might be after the macro-prudential regulations they introduced in late 2014. Firstly, who is APRA? APRA stands for the Australian Prudential Regulatory Authority, and their job is to regulate the lenders who lend money out into the marketplace. Now, when you've go...

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Negative Gearing Still Works

Bryce is Money Magazine’s cover story this October!! Here to explain Why Negative Gearing Still Works, Bryce puts forward a crucial point, and one we frequently come back to: negative gearing is not a strategy; it’s a tax outcome that represents a moment in time. In other words, “Negative gearing is a means to an end, not a permanent way ...

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