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First Home Super Saver Scheme – What is it?

In this How To session, I want to talk about the 2017 Federal Budget. Treasurer Scott Morrison has announced a First Home Super Saver Scheme. Now, this Saver Scheme is all about trying to help first home buyers save for a deposit. Let's look at how it works. Effectively what you can do is, you can salary sacrifice into your super a maximum of $15,0...

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RBA Rate Decision – May 2017

Today Governor Lowe and the Reserve board met, and the kept the cash rate on hold once again in May. That keeps the cash rate at 1.5%, so monetary policy remains on hold, but we now are coming to the month of federal budgets and state budgets. And this is where we start to look at fiscal policy. So what are our state governments and also our federa...

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How Much Do You Need To Retire?

What I want to talk about today is the concept of retirement and, more specifically, how much do you need to have a passive income that will support the lifestyle you really want in retirement? Because most people, I wonder if they've thought this through. I've spoken to hundreds and hundreds of people, and they often talk to me about how they w...

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What Causes Property Price To Fall?

In this How To Session, we're going to get a little bit more serious, and we're going to talk about what causes property prices to fall. Now property prices are again, similar to any type of economic value setting mechanism where demand and supply plays a role. So when you get low supply and high demand, you usually see values increase. It's not di...

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New Initiatives for First Home Buyers (VIC)

In an effort to address housing affordability, and potentially the political pressure around this topic at the moment; the Victorian State Government has drafted some new initiatives to help first home buyers get into the marketplace. Let's have a look at what they are: If you're buying a property up to the value of $600,000, you will no longer ...

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Four Ways to Make A Real Estate Agent’s Day

When you're engaging with a real estate agent, their job is to negotiate with you and try to extract as much information out of you as they can. So that they can ultimately get a good outcome for their client who is the seller, generally at the buyer's expense by trying to get that extra money out of you. So for today's How to Session, I thought we...

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RBA Rate Decision – April 2017

Today Governor Lowe and the Reserve Board met, and they've kept the Cash Rate on hold at 1.5% for April 2017. Now there is a lot of commentary on the marketplace over the last month around property, and I want to get to that in a minute. Let's just quickly wrap up what's happening in terms of the world market and mainly the US. We did see the Cash ...

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Why I Love Property

I was recently asked by a journalist when they were interviewing me, “Why is it that out of all the asset classes out there, why do you actually love property as a form of investment?” And it's pretty simple. It’s actually leverage. The fact that I can use the cash that I've got and leveraged it to buy a much larger asset, and then I can g...

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Interest Rates 2017: What Investors Need To Know

Ben appeared in Your Investment Property Magazine this April and, as it turns out, there's a whole lot he wants to tell investors about interest rates 2017. Let's face it: interest rates matter. When it comes to your lending capacity and structure, they can make or break how (and when) you invest. Your cash flow can really dive or soar too ... a...

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